Mobile-money payments,
built for subscriptions and approvals

Approve one-time and recurring payments using the mobile money you already trust — with reminders, retries, and no silent failures.

Get Early Access — Pay Now

Access the World from Your Phone

From AI tools to global marketplaces, Lipafy manages approval, retries, and settlement for mobile-money payments — one-time or recurring.

OpenAI
OpenAI
Canva
Canva
LinkedIn
LinkedIn
Amazon
Amazon
eBay
eBay
Shein
Shein
AliExpress
AliExpress
Netflix
Netflix
Spotify
Spotify
PlayStation
PlayStation
Steam
Steam
iCloud
iCloud
Google One
Google One
Coursera
Coursera
OpenAI
OpenAI
Canva
Canva
LinkedIn
LinkedIn
Amazon
Amazon
eBay
eBay
Shein
Shein
AliExpress
AliExpress
Netflix
Netflix
Spotify
Spotify
PlayStation
PlayStation
Steam
Steam
iCloud
iCloud
Google One
Google One
Coursera
Coursera

Supported services shown for demonstration purposes.

How Lipafy Works

01

Choose Your Service

Select a one-time purchase or an ongoing subscription.

Select
02

Approve on Your Phone

Receive an M-Pesa or Airtel Money request in your local currency and confirm with your PIN.

Approve
03

We Handle the Rest

Lipafy manages authorization, reminders, and settlement — so your service stays active without surprises.

Success

Why Lipafy

No Surprise Failures

Payments won’t fail silently. Get notified if action is needed to keep your service active.

Clear Local Pricing

See exactly how much you’ll pay in your local currency before confirming. No hidden fees or FX surprises.

One-Time or Recurring, Same Flow

Whether it’s a single purchase or a subscription, every payment works the same way — simple, predictable, trusted.

Common Questions

No. Lipafy is 100% cardless. We connect directly with M-Pesa and Airtel Money.

Near-instant. Most subscriptions activate immediately after PIN confirmation.

Yes. We use industry-standard encryption and institutional settlement rails.

We currently support Kenya, Tanzania, Uganda, Rwanda, and Ghana. More countries coming soon.

Absolutely. You maintain full control. Cancel subscriptions anytime directly through Lipafy.